Benefits

  • Pays an attractive rate of interest which may vary over the 18-month term
  • Minimum deposit of $250.00 - contributions can be made at any time.
  • Distributions can only be made during the grace period to avoid bank penalty.
  • Automatically renews at maturity
  • Interest compounded on a daily basis and credited to your account monthly
  • Quarterly account statements

Current Rates

Effective Date: Tuesday, November 4, 2025

IRA & CDs

Interest Rate APY
IRA Variable Account**0.79683%0.80%

* Minimum deposit required to open the account is $500.

** Interest rate and APY may change daily after the account is opened. Minimum deposit of $250.00 required to open an account and obtain the APY. Term of account is 18 months.

*** Interest rate and APY may change daily after the account is opened.

Early withdrawal penalties apply. A withdrawal of interest may reduce earnings. Interest is compounded daily.