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Mortgage Rates (up to 80% Loan to Value)
Effective Date: Saturday, January 18, 2025
| Terms | Points | Annual Percentage Rate (APR) | Interest Rate | Monthly Payment Per $1,000 Borrowed |
|---|---|---|---|---|
| 15 years* | 0 | 3.535% | 3.50% | $7.15 |
| 15 years* | 1 | 3.431% | 3.25% | $7.03 |
| 20 years* | 0 | 3.780% | 3.75% | $5.93 |
| 20 years* | 1 | 3.643% | 3.50% | $5.80 |
| 20 years* | 1 | 3.643% | 3.50% | $5.80 |
| 30 years* | 0 | 4.024% | 4.00% | $4.77 |
| 30 years* | 1 | 3.856% | 3.75% | $4.63 |
*APR is based on $100,000.00 loan amount
**Maximum loan to value ratio is 80% (up to 95% allowed with PMI)
"For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater."
Home Equity Loans
Effective Date: Saturday, January 18, 2025
| Maximum Term | Annual Percentage Rate (APR) | Interest Rate | Monthly Payment Per $1,000 Borrowed | |
|---|---|---|---|---|
| Home Equity Loans * | 60 months | 4.764% | 4.19% | $18.50 |
| Home Equity Loans * | 120 months | 4.842% | 4.54% | $10.38 |
| Home Equity Loans * | 180 months | 5.343% | 5.09% | $7.96 |
*Up to 80% Loan to Value. APR is based on $10,000.00 loan amount.
Home Equity Lines of Credit (up to 80% loan to value)
Effective Date: Saturday, January 18, 2025
| Maximum Term | Annual Percentage Rate (APR)* | 24 Month Introductory Rate** | |
|---|---|---|---|
| 15 years | 5.25% | 4.24% | Minimum monthly payment is the greater of $100 or 1/180th of the outstanding balance plus finance charges. A balloon payment will result at maturity. |
*The above Annual Percentage Rate for our Home Equity Line of Credit is based on the Wall Street Journal Prime. The rate may change monthly after the initial 24 month introduction rate listed above. The maximum APR is 18% and the minimum APR is 4.00%. Closing costs will range between $300.00 - $700.00. Property insurance will be required.
** You are not eligible for the introductory rate offer if you currently have a New Tripoli Bank Home Equity Line of Credit that was part of a previous introductory rate promotion, unless you increase your Home Equity Line of Credit by $10,000 or more. An increase to your Home Equity Line is a new loan and all fees will apply.
Construction-Permanent Mortgages available. Call for rates and details.