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Deposit Rates

IRA & CDs

Effective Date: Sunday, November 17, 2024

IRA & CDs

Interest Rate APY
IRA Savings ($20.00 and over)***0.39920%0.40%
IRA Variable Account**0.79683%0.80%
91 days*0.15%0.15%
182 days*0.80%0.80320%
12 months*1.24%1.24770%
18 months*1.24%1.24770%
24 months* 1.45% 1.46053%
30 months*1.45% 1.46053%
36 months*1.45% 1.46053%
48 months* 1.45% 1.46053%
60 months* 1.90%1.91811%

* Minimum deposit required to open the account is $500.

** Interest rate and APY may change daily after the account is opened. Minimum deposit of $250.00 required to open an account and obtain the APY. Term of account is 18 months.

*** Interest rate and APY may change daily after the account is opened.

Early withdrawal penalties apply. A withdrawal of interest may reduce earnings. Interest is compounded daily.

Checking Accounts

Effective Date: Sunday, November 17, 2024

Checking Accounts

BalanceInterest RateAPY
Free CheckingNo MinimumNot ApplicableNot Applicable
Interest Checking$500.00 and over0.199%0.20%
SWEEP CheckingBelow $1,000.000.39920%0.40%
$1,000.00 to $24,999.990.39920%0.40%
$25,000.00 to $99,999.990.39920%0.40%
$100,000.00 to $499,999.990.54850%0.55%
$500,000.00 to $999,999.990.99505%1.00%
$1,000,000.00 and over1.980%2.00%

Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.

Savings & Money Market Accounts

Effective Date: Sunday, November 17, 2024

Savings & Money Market Accounts

BalanceInterest Rate APY
Money MarketBelow $1,000.000.39920%0.40%
$1,000.00 to $24,999.990.39920%0.40%
$25,000.00 to $99,999.990.39920%0.40%
$100,000.00 to $499,999.990.54850%0.55%
$500,000.00 to $999,999.990.99505%1.00%
$1,000,000.00 and over1.980%2.00%
Statement Savings$20.00 and over0.39920%0.40%
Christmas Club*$20.00 and over0.30% 0.30%

Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.

* Interest rate and APY are fixed for the club year.